Fixed Rate Mortgages

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What is A Fixed Rate Mortgage?

As its name implies, a fixed rate mortgage is one where the interest rate on your home loan remains the same throughout its duration.

This differs from a loan where the interest rate may change over time, such as an adjustable rate mortgage.

Check today’s mortgage rates

Fixed rate mortgages are the most popular form of home loan in the United States largely due to the appeal of a consistent mortgage payment amount over the life of the loan.

In many instances, fixed rate mortgages have higher mortgage payments than adjustable rate mortgages. This is most often because the interest rate remains unchanged for the duration of the loan.

Fixed Rate Mortgage Benefits

The biggest benefit of a fixed rate mortgage is the fact that the interest rate does not change over time.

Competitive Interest Rates

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Locked Interest Rate

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Easier-to-understand

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How long do I repay a fixed-rate mortgage?

The mortgage term is the number of years you repay the loan. Fixed-rate mortgages usually come in terms of 15 or 30 years. Here are some pros and cons of each term:

30-Year Fixed

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15-Year Fixed

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Get Pre-Qualified For A Fixed Rate Mortgage

With flexible options, program expertise, and superior service, we’ll work with you from application to close to ensure a smooth loan process and create a loan program that meets your financial needs and goals.

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